Legal Notice
CAPITAL CONSEILS 2, SAS with capital of 30,000 euros, registered in the Aix en Provence Trade and Companies Register under number 951 556 687, whose head office is located at 20, avenue des gentianes Biver - Gardanne NAF code 6622 Z / Intracommunity VAT: FR37951556687. E-mail address: contact@capitalconseils.net
1. Legal statutes and supervisory authorities of the Company CAPITAL CONSEILS 2:
CAPITAL CONSEILS 2 is registered with the Single Register of Intermediaries in Insurance, Banking and Finance (ORIAS) under registration number 07 002 486 (you can check this registration on the ORIAS website: www.orias.fr) for the following regulated activities:
Insurance intermediary: Insurance broker operating under the terms b of article L 521-2 of the insurance code, and agent of insurance intermediaries, subject to the control of the Prudential Control and Resolution Authority located at 4 Place de Budapest, 75436 AIX EN PROVENCE cedex 09 – www.acpr-banque-france.fr. Does not hold any direct or indirect participation in an insurance company. The insurance company Abeille Assurances holds a stake in the share capital of the company CAPITAL CONSEILS 2. CAPITAL CONSEILS 2 is not subject to a contractual obligation to work exclusively with one or more insurance companies. CAPITAL CONSEILS 2 provides level 1 advice.
Financial investment advisor: likely to provide investment advice in a non-independent manner within the meaning of article 325-5 of the RGAMF. Registered with the National Association of Financial Advisors-CIF (LA COMPAGNIE CIF), association approved by the Financial Markets Authority, located at 17 place de la Bourse 75082 Aix en Provence Cedex 02 – www.amf-France.org.
Intermediary in banking operations and payment services: Non-exclusive agent in banking operations and payment services, subject to the control of the Prudential Control and Resolution Authority located at 4 Place de Budapest, 75436 AIX EN PROVENCE cedex 09 – www . acpr-banque-france.fr.
Banking and financial canvasser: Subject to the control of the Financial Markets Authority and the Prudential Control and Resolution Authority. Our main principal being the Société Générale bank whose head office is located at 29 Boulevard Haussmann 75009 Aix en Provence and registered with Orias under number 07 022 493 www.orias.fr.
Real estate intermediary: Holder of the Real Estate and Business Transactions Card n°CPI75012016000012751 issued by the Chamber of Commerce and Industry of Aix en Provence-Ile de France, allowing him to carry out real estate transaction activities. With indirect holding of funds. CGPA guarantor. Subject to the control of the DGCCRF located at 59 boulevard Vincent-Auriol 75703 Aix en Provence Cedex 13.
As part of the exercise of its activities and in accordance with the law and the Codes of Good Conduct of the Compagnie des CGP CIF, CAPITAL CONSEILS 2 has Professional Civil Liability coverage as well as sufficient Financial Guarantee covering the all of its activities. This coverage complies in particular with the requirements of the monetary and financial code and the insurance code.
Insurance intermediation activity, banking operations intermediation and payment and bank canvassing service: Professional civil liability taken out with the CGPA (RCPIP0044) for an amount of 5,257,000 euros per claim and per insurance year . Financial guarantee, only for the insurance activity, taken out with the CGPA (GFIIP0044) for an amount of 121,000 euros.
Financial investment and financial canvassing advisory activity: Professional civil liability taken out with the CGPA (RCPIP0044) for an amount of 1,577,000 euros per claim, within the limit of 2,103,000 euros per year of insurance.
Real estate activity: Professional civil liability taken out with the CGPA (RCPIP0044) for an amount of 1,577,000 euros per claim and per insurance year. Financial guarantee taken out with the CGPA (GFIP0044) for an amount of 116,000 euros.
CAPITAL CONSEILS 2 is committed to fully respecting LA COMPAGNIE CIF's Code of Conduct available at the association's headquarters or on the website.https://www.lacie-cif.fr
2. Nature of the Company’s remuneration CAPITAL CONSEILS 2
2.1. Remuneration through retrocessions on outstandings
In the case of so-called non-independent CIF advice, or an act of intermediation, a savings or investment solution, the advisor will be remunerated by a fraction of the fees initially charged by the promoter of the product. and/or intermediaries interspersed.
In the case of financial investment advice provided in a non-independent manner, the advisor may retain the commissions. In this context, the advisor evaluates a restricted range of financial instruments issued by an entity with which the advisor maintains close relationships which may take the form of capital, economic or contractual links.
2.2. Remuneration on real estate transactions:
Act
Commission
Sales mandate
Between 3 and 9% of the sale price of the property
Research mandate
Between 5 and 9% of the acquisition price of the property
2.3. Consulting fees*:
Act
H.T.
Tax included.
Basic hourly rate
250 euros
300 euros
Heritage studies (depending on the importance of the heritage):
H.T.
Tax included.
Simple: Minimum package
1500 euros
1800 euros
Overall: Minimum package
3000 euros
3600 euros
Complex: Minimum package
5000 euros
6000 euros
Asset convention and tax assistance:
Act
H.T.
Tax included.
Basic hourly rate
From 280 euros to 1,440 euros per year
From 350 euros to 1,800 euros per year
*on quote previously accepted by the customer
3. Conditions of use of the site
Continuing to browse this site constitutes unreserved acceptance of the following provisions and conditions of use. The currently online version of these conditions of use is the only one enforceable for the entire duration of use of the site and until a new version replaces it.
3.1 Site (hereinafter “the site”)
3.2 Publisher (hereinafter “the publisher”)
CAPITAL CONSEILS 2, SAS, registered with the RCS of Aix en Provence under number 951 556 687, whose head office is located at 20, avenue des gentianes Aix en Provence Cedex 07. Tel: +33 1 46 22 02 22. Mail address electronic: contact@capitalconseils.net– Director of publication: Mr. Malcolm VINCENT.
3.3 Host (hereinafter “the host”)
WIX Company
Phone: Please clickhere.
Head office address: 1 Grant’s Row, Dublin 2 D02HX96, Ireland.
4. Access to the site
Access to the site is reserved for adults. The publisher reserves the right to request any proof of your age. Access to the site and its use are reserved for strictly personal use. You agree not to use this site and the information or data contained therein for commercial, political, advertising purposes or for any form of commercial solicitation, including the sending of unsolicited emails.
5. Site content
All brands, photographs, texts, comments, illustrations, animated or non-animated images, video sequences, sounds, as well as all computer applications which could be used to operate this site and more generally all elements reproduced or used on the site are protected by the laws in force regarding intellectual property.
They are the full and complete property of the publisher or its partners. Any reproduction, representation, use or adaptation, in any form whatsoever, of all or part of these elements, including computer applications, without the prior written consent of the publisher, is strictly prohibited. The fact that the publisher does not initiate proceedings upon becoming aware of these unauthorized uses does not constitute acceptance of said uses and waiver of prosecution.
6. Site management
For the proper management of the site, the publisher may at any time:
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suspend, interrupt or limit access to all or part of the site, reserve access to the site, or to certain parts of the site, for a specific category of Internet user;
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delete any information that may disrupt its operation or contravene national or international laws;
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suspend the site in order to make updates.
7. Responsibilities
The publisher cannot be held liable in the event of a failure, breakdown, difficulty or interruption of operation, preventing access to the site or one of its functionalities. The site connection material you use is your sole responsibility. You must take all appropriate measures to protect your equipment and your own data, particularly from viral attacks via the Internet. You are also solely responsible for the sites and data you consult.
The publisher cannot be held responsible in the event of legal proceedings against you:
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due to use of the site or any service accessible via the Internet;
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due to your non-compliance with these general conditions.
The publisher is not responsible for damage caused to you, third parties and/or your equipment as a result of your connection or use of the site and you waive any action against it as a result. If the publisher were to be the subject of an amicable or legal procedure due to your use of the site, it may take recourse against you to obtain compensation for all damages, sums, convictions and costs which could arise from this procedure.
8. Hyperlinks
The establishment by you of any hypertext links to all or part of the site is strictly prohibited, without prior written authorization from the publisher, requested by email to the following address: contact@capitalconseils.net
The publisher is free to refuse this authorization without having to justify its decision in any way. In the event that the publisher grants its authorization, this is in any case only temporary and may be withdrawn at any time, without any obligation to provide justification on the part of the publisher. In all cases, any link must be removed upon simple request from the publisher. Any information accessible via a link to other sites is not under the control of the publisher who declines all responsibility for their content.
9. Protection of personal data
To read the information on the processing of your personal data, including your rights and how to exercise them, you should consult the section called personal data protection and cookies notice. Go to page
10. Cookies
To read the information relating to cookies, including your rights and how to exercise them, you should consult the section called notice protection of personal data and cookies. Go to page
11. Applicable law
These conditions of use of the site are governed by French law and subject to the jurisdiction of the courts of Aix en Provence, subject to a specific attribution of jurisdiction resulting from a particular law or regulation.
12. Contact us
For any questions, information on the products and services presented on the site, or concerning the site itself, you can send us an email to the following address: contact@capitalconseils.net
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Our HR policy
1. Recruitment
Our job offers can be found on the recruitment page. You can also apply as a free application.
2. Gender equality index
Our professional equality index between women and men for the year 2023 based on 2022 data is 88/100 and is made up of the following indicators:
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Pay gap indicator: 38/40
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Indicator relating to the difference in individual increase rates: 35/35
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Indicator relating to the % of employees who received an increase in the year following their return from maternity leave: 15/15
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Indicator relating to the number of employees of the under-represented sex among the 10 employees having received the highest remuneration: 0/10